信息通信技术与政策

信息通信技术与政策

信息通信技术与政策 ›› 2018, Vol. 44 ›› Issue (8): 34-39.

上一篇    

汽车保险中车联网大数据智能分析及应用

Intelligent analysis and applicationof big data of vehicle interconnection in vehicle insurance

  

  • 出版日期:2018-08-15 发布日期:2020-12-15

  • Online:2018-08-15 Published:2020-12-15

摘要: 借助车联网收集了汽车相关的各种大数据以及AEW-AHP算法,对用户驾驶行为、出行习惯、行车环境等进行大数据分析,找出对于汽车出现保险赔付的关键影响因素。基于此,作为汽车保险中进行责任判定的数据基础,识别了汽车保险欺诈行为,降低了保险公司的损失。本文给出了相关的系统架构、数据收集过程、关键业务流程、主要分析算法等内容,并通过实际案例,分享了实际的实施效果。

关键词: AEW-AHP算法, 驾驶行为分析, 行车环境分析, 车联网

Abstract: In this paper, various large data related to automobile are collected with the help of the vehicle network.With the help ofAEW-AHPalgorithm, a large data analysis is carried out on the user's driving behavior, travel habits, driving environmentand so on to find out the key factors affecting the insurance compensation for the . vehicle.

Key words: AEW-AHPalgorithm, analysis of driving behavior, analysis of driving environment, network of vehicles