信息通信技术与政策

信息通信技术与政策

信息通信技术与政策 ›› 2020, Vol. 46 ›› Issue (3): 66-69.

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创新供应链金融发展,拓展中小企业融资途径

Innovate the development of Supply Chain Finance and expand financing channels for SMEs

  

  1. 中国信息通信研究院产业与规划研究所,100191 北京
  • 出版日期:2020-03-15 发布日期:2020-11-12
  • 作者简介:
    朱利:中国信息通信研究院产业与规划研究所创新与运营研究部工程师

  1. Institute of Industry and Planning, China Academy of Information and Communications Technology, Beijing 100191, China
  • Online:2020-03-15 Published:2020-11-12

摘要: 当前,我国已经形成了以供应链核心企业、电商平台服务商和物流企业为主导的3 种典型供应链金融模式,并在实践中取得较好成效。但是总体来看,供应链金融仍然面临信息不对称、风险控制不足以及缺乏专门的法律法规支持的问题。因此,加大区块链等新兴技术在供应链金融领域的应用、鼓励商业银行等金融机构加强供应链金融产品和服务创新、研究出台针对供应链金融发展特点的法律法规,是推动我国供应链金融健康发展、提高满足中小企业融资需求能力的重要举措。

关键词: 中小企业, 融资, 供应链金融

Abstract: At present, China has formed three typical models : Supply Chain Financial model that is dominated by core companies in the supply chain, Supply Chain Financial model that is dominated by e-commerce platform service providers, and Supply Chain Financial model that is dominated by logistics companies. But on the whole, Supply Chain Finance still faces information asymmetry, insufficient risk controlling, and the lack of special laws and regulations. Therefore, increasing the application of emerging technologies such as blockchain technology in the field of Supply Chain Finance, encouraging financial institutions such as commercial banks to strengthen innovation in Supply Chain Financial products and services, and researching and promulgating laws and regulations specific to the characteristics of Supply Chain Finance development are important measures for the healthy development of Supply Chain Finance and the ability to meet the financing needs of SMEs.

Key words: SME, financing, Supply Chain Finance