Abstract: Digital financial inclusion is the product of the deep integration of financial inclusion and emerging digital technology. It has both the economic significance of digital finance and the social significance of financial inclusion. This article is based on understanding the basic situation of development of digital financial inclusion, deeply analyzing the problems and challenges faced in the development of digital inclusive finance, and systematic understanding of the field, which is conducive to optimizing the development of digital finance and financial inclusion in China, effectively stimulating the support of digital technology in the financial sector, providing a solid foundation for the development of the real economy, and promoting the development of key tasks such as poverty alleviation and rural revitalization.

Key words: digital finance, financial inclusion, digital technology