Current situation and countermeasures on external data circulation of financial institutions in China

doi:10.12267/j.issn.2096-5931.2025.04.008

Abstract

Abstract:

The financial industry, which is a data intensive and technology driven sector, occupies an important position in China's digital transformation. External data, as an effective information supplement for financial risk control and marketing customer acquisition, has become increasingly important in financial institutions. In recent years, the financial institutions set off a round of innovation and practice upsurge in external data circulation management. However, due to the unclear regulatory redline of data circulation, unclear data acquisition authorization path, and low level of refinement of data management, the external data circulation environment of financial institutions is still in a disordered state. It has become an important task to give play to the role of the government in orderly guiding and standardizing development, clarify the responsibilities and obligations of all participants, support the innovation and exploration of financial institutions, and cultivate a credible circulation system for external data.

Key words: data circulation, external data, external data management, trusted data source

CLC Number:

F49
TP393.08

HOU Ning, ZHANG Sirui, TONG Jinrui. Current situation and countermeasures on external data circulation of financial institutions in China[J]. Information and Communications Technology and Policy, 2025, 51(4): 55-59.

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URL:

http://ictp.caict.ac.cn/EN/10.12267/j.issn.2096-5931.2025.04.008

http://ictp.caict.ac.cn/EN/Y2025/V51/I4/55

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